American Business Bank AMBZ OTC

American Business Bank (AMBZ) reported total assets of $4.41B and total liabilities of $4B for fiscal year 2025, resulting in total equity of $411.13M.

The company held $736.92M in cash and short-term investments. Total debt stood at $0.00, with net debt of $-245.53M. The Debt-to-Equity (D/E) ratio was 0 (conservative).

Current ratio is 0.19, which may signal tight short-term liquidity. Interest coverage is 1.7x (weak).

Criteria supported by this page:

• HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (49/100) — Total assets $4.41B and equity $411.13M support the company's competitive scale
• VALUE (85/100) — Debt-to-Equity 0 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 67/100 with 4/7 criteria passed.

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