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Bank of Montreal BMO.TO TSX

Toronto Stock Exchan • Financial Services • Banks - Diversified • CA • CAD

SharesGrow Score
59/100
4/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow

Bank of Montreal (BMO.TO) reported total assets of $1.48T and total liabilities of $1.39T for fiscal year 2025, resulting in total equity of $88.1B.

The company held $104.16B in cash and short-term investments. Total debt stood at $415.2B, with net debt of $344.87B. The Debt-to-Equity (D/E) ratio was 4.71 (leveraged).

Current ratio is 0.14, which may signal tight short-term liquidity. Interest coverage is 0.3x (weak).

Criteria supported by this page:

  • HEALTH (0/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (72/100) — Total assets $1.48T and equity $88.1B support the company's competitive scale
  • VALUE (85/100) — Debt-to-Equity 4.71 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 59/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
59/100
SG Score
View full scorecard →
VALUE
85/100
Price-to-Earnings & upside
→ Valuation
FUTURE
20/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
0/100
Debt-to-Equity & liquidity
Proven by this page
MOAT
72/100
→ Income
GROWTH
83/100
→ Income
~
INCOME
55/100
→ Income
Bank of Montreal Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $1.48T$1.41T$1.29T$1.14T
Total Liabilities $1.39T$1.33T$1.22T$1.07T
Total Debt $415.2B$262.44B$248.74B$222.64B
Cash & Investments $104.16B$113.53B$114.31B$118.21B
Total Stockholders Equity $88.05B$84.25B$77.01B$71.04B
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