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Bank of Montreal BMO NYSE

NYSE • Financial Services • Banks - Diversified • CA • USD

SharesGrow Score
54/100
3/7 Pass
SharesGrow Intrinsic Value
$242.84
+63.6%
Analyst Price Target
$92.00
-38%

Bank of Montreal (BMO) reported total assets of $1.48T and total liabilities of $1.39T for fiscal year 2025, resulting in total equity of $88.1B.

The company held $104.16B in cash and short-term investments. Total debt stood at $415.2B, with net debt of $344.87B. The Debt-to-Equity (D/E) ratio was 4.71 (leveraged).

Current ratio is 0.14, which may signal tight short-term liquidity. Interest coverage is 0.3x (weak).

Criteria supported by this page:

  • HEALTH (0/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (72/100) — Total assets $1.48T and equity $88.1B support the company's competitive scale
  • VALUE (50/100) — Debt-to-Equity 4.71 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 54/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
54/100
SG Score
View full scorecard →
~
VALUE
50/100
Price-to-Earnings & upside
→ Valuation
FUTURE
16/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
0/100
Debt-to-Equity & liquidity
Proven by this page
MOAT
72/100
→ Income
GROWTH
83/100
→ Income
~
INCOME
55/100
→ Income
Bank of Montreal Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $1.48T$1.41T$1.35T$1.14T
Total Liabilities $1.39T$1.33T$1.27T$1.07T
Total Debt $415.2B$373.23B$354.84B$326.6B
Cash & Investments $104.16B$113.53B$144.86B$136.76B
Total Stockholders Equity $88.05B$84.25B$76.1B$71.04B
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