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Citigroup Inc. C-PJ NYSE

NYSE • Financial Services • Banks - Diversified • US • USD

SharesGrow Score
63/100
4/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$42.40
+69.1%

Citigroup Inc. (C-PJ) reported total assets of $2.66T and total liabilities of $2.44T for fiscal year 2025, resulting in total equity of $213.82B.

The company held $675.44B in cash and short-term investments. Total debt stood at $715.8B, with net debt of $366.22B. The Debt-to-Equity (D/E) ratio was 3.35 (leveraged).

Current ratio is 0.48, which may signal tight short-term liquidity. Interest coverage is 0.2x (weak).

Criteria supported by this page:

  • HEALTH (0/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (72/100) — Total assets $2.66T and equity $213.82B support the company's competitive scale
  • VALUE (100/100) — Debt-to-Equity 3.35 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 63/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
63/100
SG Score
View full scorecard →
VALUE
100/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
52/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
0/100
Debt-to-Equity & liquidity
Proven by this page
MOAT
72/100
→ Income
GROWTH
73/100
→ Income
~
INCOME
45/100
→ Income
Citigroup Inc. Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $2.66T$2.35T$2.41T$2.42T
Total Liabilities $2.44T$2.14T$2.21T$2.21T
Total Debt $715.8B$590.56B$602.18B$521.15B
Cash & Investments $675.44B$498.02B$506B$580.77B
Total Stockholders Equity $212.29B$208.6B$205.45B$201.19B
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