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ING Groep N.V. INGVF OTC

Other OTC • Financial Services • Banks - Diversified • NL • USD

SharesGrow Score
63/100
3/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow

ING Groep N.V. (INGVF) reported total assets of $1.05T and total liabilities of $1T for fiscal year 2025, resulting in total equity of $50.95B.

The company held $106.31B in cash and short-term investments. Total debt stood at $179.22B, with net debt of $116.44B. The Debt-to-Equity (D/E) ratio was 3.52 (leveraged).

Current ratio is 0.87, which may signal tight short-term liquidity. Interest coverage is 0.3x (weak).

Criteria supported by this page:

  • HEALTH (0/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (59/100) — Total assets $1.05T and equity $50.95B support the company's competitive scale
  • VALUE (85/100) — Debt-to-Equity 3.52 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 63/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
63/100
SG Score
View full scorecard →
VALUE
85/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
40/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
0/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
59/100
→ Income
GROWTH
100/100
→ Income
~
INCOME
55/100
→ Income
ING Groep N.V. Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $1.05T$1.02T$975.58B$967.82B
Total Liabilities $1T$969.24B$923.4B$919.83B
Total Debt $179.22B$171.33B$150B$119.5B
Cash & Investments $106.31B$115.13B$157.63B$15.63B
Total Stockholders Equity $49.7B$50.31B$51.24B$57B
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