Ponce Financial Group, Inc. PDLB NASDAQ

Ponce Financial Group, Inc. (PDLB) reported total assets of $3.22B and total liabilities of $2.68B for fiscal year 2025, resulting in total equity of $541.55M.

The company held $120.71M in cash and short-term investments. Total debt stood at $625.45M, with net debt of $596.94M. The Debt-to-Equity (D/E) ratio was 1.15 (moderate).

Current ratio is 2.55, indicating strong short-term liquidity. Interest coverage is 0.5x (weak).

Criteria supported by this page:

• HEALTH (50/100, Partial) — some metrics are adequate but not all reach ideal thresholds
• MOAT (54/100) — Total assets $3.22B and equity $541.55M support the company's competitive scale
• VALUE (82/100) — Debt-to-Equity 1.15 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 65/100 with 2/7 criteria passed.

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