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State Bank Financial Corporation STBZ NASDAQ

NASDAQ • Financial Services • Banks - Regional • USD

SharesGrow Score
78/100
5/6 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow

State Bank Financial Corporation (STBZ) reported total assets of $4.96B and total liabilities of $398K for fiscal year 2017, resulting in total equity of $641.55M.

The company held $228.58M in cash and short-term investments. Total debt stood at $398K, with net debt of $-228.18M. The Debt-to-Equity (D/E) ratio was 0 (conservative).

Criteria supported by this page:

  • HEALTH (75/100, Pass) — Debt-to-Equity of 0, current ratio of ?, interest coverage 5.6x — balance sheet is strong
  • MOAT (54/100) — Total assets $4.96B and equity $641.55M support the company's competitive scale
  • VALUE (75/100) — Debt-to-Equity 0 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 76/100 with 5/7 criteria passed.

SharesGrow 7-Criteria Score
78/100
SG Score
View full scorecard →
VALUE
75/100
Price-to-Earnings & upside
→ Valuation
FUTURE
N/A
No coverage
PAST
100/100
→ Income
HEALTH
75/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
54/100
→ Income
GROWTH
80/100
→ Income
INCOME
85/100
→ Income
State Bank Financial Corporation Balance Sheet History
Metric FY2017 FY2016 FY2015 FY2014
Total Assets $4.96B$4.22B$3.47B$2.88B
Total Liabilities $398K$47.41M$1.81M$2.77M
Total Debt $398K$47.41M$1.81M$2.77M
Cash & Investments $228.58M$146.07M$175.36M$481.16M
Total Stockholders Equity $641.55M$613.63M$536.49M$464.1M
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