Velocity Financial, Inc. VEL NYSE

Velocity Financial, Inc. (VEL) reported total assets of $7.38B and total liabilities of $6.71B for fiscal year 2025, resulting in total equity of $675.69M.

The company held $92.1M in cash and short-term investments. Total debt stood at $6.54B, with net debt of $6.45B. The Debt-to-Equity (D/E) ratio was 9.68 (leveraged).

Current ratio is 0.3, which may signal tight short-term liquidity. Interest coverage is 1.4x (weak).

Criteria supported by this page:

• HEALTH (0/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (64/100) — Total assets $7.38B and equity $675.69M support the company's competitive scale
• VALUE (94/100) — Debt-to-Equity 9.68 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 70/100 with 4/7 criteria passed.

COOP

Mr. Cooper Group Inc.

$210.79

-2.77%

UWMC

UWM Holdings Corporation

$3.72

-0.27%

PFSI

PennyMac Financial Services, Inc.

$92.67

-0.39%

ECPG

Encore Capital Group, Inc.

$79.71

+1.83%

GHLD

Guild Holdings Company

$20.01

+0.70%

OPY

Oppenheimer Holdings Inc.

$110.73

+2.58%

AMTB

Amerant Bancorp Inc.

$23.95

+0.21%

NBN

Northeast Bank

$123.15

-0.32%