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White Mountains Insurance Group, Ltd. WTM NYSE

NYSE • Financial Services • Insurance - Property & Casualty • BM • USD

SharesGrow Score
83/100
5/7 Pass
SharesGrow Intrinsic Value
$5,411.09
+135.4%

White Mountains Insurance Group, Ltd. (WTM) reported total assets of $12.31B and total liabilities of $6.05B for fiscal year 2025, resulting in total equity of $6.26B.

The company held $1.97B in cash and short-term investments. Total debt stood at $837M, with net debt of $652.1M. The Debt-to-Equity (D/E) ratio was 0.13 (conservative).

Criteria supported by this page:

  • HEALTH (100/100, Pass) — Debt-to-Equity of 0.13, current ratio of ?, interest coverage 22.6x — balance sheet is strong
  • MOAT (59/100) — Total assets $12.31B and equity $6.26B support the company's competitive scale
  • VALUE (100/100) — Debt-to-Equity 0.13 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 83/100 with 5/7 criteria passed.

SharesGrow 7-Criteria Score
83/100
SG Score
View full scorecard →
VALUE
100/100
Price-to-Earnings & upside
→ Valuation
FUTURE
20/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
100/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
59/100
→ Income
GROWTH
100/100
→ Income
INCOME
100/100
→ Income
White Mountains Insurance Group, Ltd. Balance Sheet History
Metric FY2025 FY2024 FY2023 FY2022
Total Assets $12.31B$9.93B$8.39B$7.39B
Total Liabilities $6.05B$4.79B$3.82B$3.45B
Total Debt $837M$562.5M$564.6M$575.2M
Cash & Investments $1.97B$1.22B$1.61B$1.18B
Total Stockholders Equity $5.43B$4.48B$4.24B$3.75B
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