Heartland Financial USA, Inc. HTLFP NASDAQ

Heartland Financial USA, Inc. (HTLFP) reported total assets of $18.27B and total liabilities of $16.13B for quarter ending 2024-09-30, resulting in total equity of $2.14B.

The company held $588.39M in cash and short-term investments. Total debt stood at $240.98M, with net debt of $-348.46M. The Debt-to-Equity (D/E) ratio was 0.11 (conservative).

Current ratio is 0.13, which may signal tight short-term liquidity. Interest coverage is 0.6x (weak).

Criteria supported by this page:

• HEALTH (50/100, Partial) — some metrics are adequate but not all reach ideal thresholds
• MOAT (66/100) — Total assets $18.27B and equity $2.14B support the company's competitive scale
• VALUE (85/100) — Debt-to-Equity 0.11 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 59/100 with 2/7 criteria passed.