Oconee Federal Financial Corp. OFED OTC

Oconee Federal Financial Corp. (OFED) reported total assets of $662.36M and total liabilities of $574.5M for quarter ending 2025-12-31, resulting in total equity of $87.86M.

The company held $135.1M in cash and short-term investments. Total debt stood at $19.75M, with net debt of $11.35M. The Debt-to-Equity (D/E) ratio was 0.22 (conservative).

Current ratio is 0.25, which may signal tight short-term liquidity. Interest coverage is 0.5x (weak).

Criteria supported by this page:

• HEALTH (33/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
• MOAT (35/100) — Total assets $662.36M and equity $87.86M support the company's competitive scale
• VALUE (75/100) — Debt-to-Equity 0.22 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 63/100 with 3/7 criteria passed.