Intrinsic Value of S&P & Nasdaq Contact Us

Town and Country Financial Corporation TWCF OTC

Other OTC • Financial Services • Banks - Regional • US • USD

SharesGrow Score
45/100
2/6 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow

Town and Country Financial Corporation (TWCF) reported total assets of $226.95M and total liabilities of $197.19M for quarter ending 2007-09-30, resulting in total equity of $29.76M.

The company held $7.39M in cash and short-term investments. Total debt stood at $14.93M, with net debt of $7.54M. The Debt-to-Equity (D/E) ratio was 0.5 (moderate).

Current ratio is 33.22, indicating strong short-term liquidity. Interest coverage is 0.3x (weak).

Criteria supported by this page:

  • HEALTH (25/100, Fail) — the balance sheet shows elevated risk in debt or liquidity metrics
  • MOAT (46/100) — Total assets $226.95M and equity $29.76M support the company's competitive scale
  • VALUE (15/100) — Debt-to-Equity 0.5 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 44/100 with 2/7 criteria passed.

SharesGrow 7-Criteria Score
45/100
SG Score
View full scorecard →
VALUE
15/100
Price-to-Earnings & upside
→ Valuation
FUTURE
N/A
No coverage
PAST
100/100
→ Income
HEALTH
25/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
46/100
Proven by this page
GROWTH
15/100
→ Income
INCOME
70/100
→ Income
Town and Country Financial Corporation Balance Sheet History
Metric Q3 FY2007 Q2 FY2007 Q1 FY2007 Q4 FY2006
Total Assets $226.95M$245.59M$242.36M$386.03M
Total Liabilities $197.19M$212.96M$213.02M$348.24M
Total Debt $14.93M$26.76M$17.45M$42.33M
Cash & Investments $7.39M$5.83M$7.13M$10.02M
Total Stockholders Equity $29.76M$32.63M$29.34M$37.79M
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message