Valley Republic Bancorp VLLX OTC

Valley Republic Bancorp (VLLX) reported total assets of $1.41B and total liabilities of $1.31B for quarter ending 2021-09-30, resulting in total equity of $106.02M.

The company held $10.67M in cash and short-term investments. Total debt stood at $39.49M, with net debt of $28.82M. The Debt-to-Equity (D/E) ratio was 0.37 (conservative).

Current ratio is 2.9, indicating strong short-term liquidity. Interest coverage is 5.5x (adequate).

Criteria supported by this page:

• HEALTH (67/100, Partial) — some metrics are adequate but not all reach ideal thresholds
• MOAT (46/100) — Total assets $1.41B and equity $106.02M support the company's competitive scale
• VALUE (85/100) — Debt-to-Equity 0.37 contributes to the overall valuation risk assessment

Overall SharesGrow Score: 79/100 with 4/7 criteria passed.