ABN AMRO Bank N.V. AAVMY OTC

ABN AMRO Bank N.V. (AAVMY) generated $4.45B in operating cash flow for fiscal year 2025. After capital expenditures of $282.4M, free cash flow was $4.17B.

Free cash flow margin was 24.7% of revenue. Cash conversion ratio was 2.28x, indicating earnings are backed by cash.

The company returned $1.04B in dividends and $240.13M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (0/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (69/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (55/100) — Cash conversion ratio was 2.28x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 59/100 with 3/7 criteria passed.