Erste Group Bank AG EBKOF OTC

Erste Group Bank AG (EBKOF) generated $5.03B in operating cash flow for fiscal year 2025. After capital expenditures of $752.72M, free cash flow was $4.28B.

Free cash flow margin was 20.1% of revenue. Cash conversion ratio was 1.49x, indicating earnings are backed by cash.

The company returned $1.34B in dividends and $204.92M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (0/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (69/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (70/100) — Cash conversion ratio was 1.49x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 73/100 with 5/7 criteria passed.