Fair Isaac Corporation FICO NYSE

Fair Isaac Corporation (FICO) generated $778.81M in operating cash flow for fiscal year 2025. After capital expenditures of $8.92M, free cash flow was $769.89M.

Free cash flow margin was 38.7% of revenue. Cash conversion ratio was 1.19x, indicating earnings are backed by cash.

The company returned $1.41B in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (25/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (80/100, Pass) — $769.89M (38.7% FCF margin) supports a durable competitive advantage
• INCOME (100/100) — Cash conversion ratio was 1.19x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 78/100 with 6/7 criteria passed.