Oconee Federal Financial Corp. OFED OTC

Oconee Federal Financial Corp. (OFED) generated $4.09M in operating cash flow for fiscal year 2025. After capital expenditures of $409K, free cash flow was $3.68M.

Free cash flow margin was 12.4% of revenue. Cash conversion ratio was 0.96x, suggesting some earnings are non-cash.

The company returned $2.34M in dividends and $178K in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (33/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (35/100, Fail) — limited free cash flow weakens the competitive position
• INCOME (55/100) — Cash conversion ratio was 0.96x suggests some earnings are non-cash items

Overall SharesGrow Score: 63/100 with 3/7 criteria passed.