Peoples-Sidney Financial Corporation PPSF OTC

Peoples-Sidney Financial Corporation (PPSF) generated $1.47M in operating cash flow for fiscal year 2007. After capital expenditures of $54.19K, free cash flow was $1.41M.

Free cash flow margin was 28.9% of revenue. Cash conversion ratio was 1.44x, indicating earnings are backed by cash.

The company returned $989.41K in dividends to shareholders during the period.

Criteria supported by this page:

• HEALTH (33/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (46/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (85/100) — Cash conversion ratio was 1.44x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 62/100 with 3/7 criteria passed.