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Raymond James Financial, Inc. RJF NYSE

NYSE • Financial Services • Financial - Capital Markets • US • USD

SharesGrow Score
67/100
3/7 Pass
SharesGrow Intrinsic Value
$199.28
+30.1%
Analyst Price Target
$187.00
+22%

Raymond James Financial, Inc. (RJF) generated $2.43B in operating cash flow for fiscal year 2025. After capital expenditures of $188M, free cash flow was $2.25B.

Free cash flow margin was 14.1% of revenue. Cash conversion ratio was 1.14x, indicating earnings are backed by cash.

The company returned $416M in dividends and $1.27B in share buybacks to shareholders during the period.

Criteria supported by this page:

  • HEALTH (33/100, Fail) — weak cash flow raises concerns about debt servicing
  • MOAT (69/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
  • INCOME (55/100) — Cash conversion ratio was 1.14x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 67/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
67/100
SG Score
View full scorecard →
VALUE
84/100
Price-to-Earnings & upside
→ Valuation
~
FUTURE
46/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
Proven by this page
~
MOAT
69/100
Proven by this page
GROWTH
80/100
→ Income
~
INCOME
55/100
→ Income
Raymond James Financial, Inc. Cash Flow History
Metric TTM FY2025 FY2024 FY2023 FY2022
Operating Cash Flow $1.75B$2.43B$2.16B$-3.51B$72M
Capital Expenditure $-193M$-188M$-205M$-173M$-91M
Free Cash Flow $1.55B$2.25B$1.95B$-3.69B$-19M
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