Seacoast Banking Corporation of Florida SBCF NASDAQ

Seacoast Banking Corporation of Florida (SBCF) generated $188.06M in operating cash flow for fiscal year 2025. After capital expenditures of $9.17M, free cash flow was $178.89M.

Free cash flow margin was 20.6% of revenue. Cash conversion ratio was 1.3x, indicating earnings are backed by cash.

The company returned $67.73M in dividends to shareholders during the period.

Criteria supported by this page:

• HEALTH (33/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (55/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (70/100) — Cash conversion ratio was 1.3x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 63/100 with 3/7 criteria passed.