The Shizuoka Bank, Ltd. SHZUY OTC

The Shizuoka Bank, Ltd. (SHZUY) generated $731.1B in operating cash flow for fiscal year 2022. After capital expenditures of $14.04B, free cash flow was $717.06B.

Free cash flow margin was 369.5% of revenue. Cash conversion ratio was 17.56x, indicating earnings are backed by cash.

The company returned $15.06B in dividends and $8.76B in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (75/100, Pass) — demonstrate the company can comfortably service its debt
• MOAT (66/100, Partial) — cash flow generation is present but not at levels indicating a wide moat
• INCOME (85/100) — Cash conversion ratio was 17.56x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 74/100 with 4/7 criteria passed.