Sumitomo Mitsui Financial Group, Inc. SMFG NYSE

Sumitomo Mitsui Financial Group, Inc. (SMFG) generated $4.97T in operating cash flow for fiscal year 2024. After capital expenditures of $366.97B, free cash flow was $4.6T.

Free cash flow margin was 88.2% of revenue. Cash conversion ratio was 4.22x, indicating earnings are backed by cash.

The company returned $412.12B in dividends and $251.63B in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (0/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (73/100, Pass) — $4.6T (88.2% FCF margin) supports a durable competitive advantage
• INCOME (85/100) — Cash conversion ratio was 4.22x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 58/100 with 4/7 criteria passed.