Solvay Bank Corp. SOBS OTC

Solvay Bank Corp. (SOBS) generated $6.95M in operating cash flow for fiscal year 2025. After capital expenditures of $1.94M, free cash flow was $5.01M.

Free cash flow margin was 9.4% of revenue. Cash conversion ratio was 1.21x, indicating earnings are backed by cash.

The company returned $4.44M in dividends to shareholders during the period.

Criteria supported by this page:

• HEALTH (33/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (35/100, Fail) — limited free cash flow weakens the competitive position
• INCOME (55/100) — Cash conversion ratio was 1.21x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 51/100 with 1/7 criteria passed.