Swedbank AB (publ) SWDBF OTC

Swedbank AB (publ) (SWDBF) generated $-46.34B in operating cash flow for fiscal year 2025. After capital expenditures of $490M, free cash flow was $-46.83B.

Free cash flow margin was -40.4% of revenue. Cash conversion ratio was -1.12x, suggesting some earnings are non-cash.

The company returned $24.39B in dividends to shareholders during the period.

Criteria supported by this page:

• HEALTH (0/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (73/100, Pass) — $-46.83B (-40.4% FCF margin) supports a durable competitive advantage
• INCOME (85/100) — Cash conversion ratio was -1.12x suggests some earnings are non-cash items

Overall SharesGrow Score: 66/100 with 5/7 criteria passed.