Swiss Life Holding AG SWSDF OTC

Swiss Life Holding AG (SWSDF) generated $2.58B in operating cash flow for fiscal year 2025. After capital expenditures of $86.04M, free cash flow was $2.49B.

Free cash flow margin was 10.3% of revenue. Cash conversion ratio was 2.1x, indicating earnings are backed by cash.

The company returned $991.48M in dividends and $525.25M in share buybacks to shareholders during the period.

Criteria supported by this page:

• HEALTH (0/100, Fail) — weak cash flow raises concerns about debt servicing
• MOAT (80/100, Pass) — $2.49B (10.3% FCF margin) supports a durable competitive advantage
• INCOME (45/100) — Cash conversion ratio was 2.1x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 58/100 with 4/7 criteria passed.