Ohio Valley Banc Corp. OVBC NASDAQ

Ohio Valley Banc Corp. (OVBC) generated $7.78M in operating cash flow for quarter ending 2025-12-31. After capital expenditures of $229K, free cash flow was $7.55M.

Free cash flow margin was 32% of revenue. Cash conversion ratio was 1.97x, indicating earnings are backed by cash.

The company returned $1.08M in dividends to shareholders during the quarter.

Criteria supported by this page:

• HEALTH (67/100, Partial) — cash generation is adequate but may not fully cover debt in stressed conditions
• MOAT (35/100, Fail) — limited free cash flow weakens the competitive position
• INCOME (70/100) — Cash conversion ratio was 1.97x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 74/100 with 5/7 criteria passed.