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Sun Life Financial Inc. SLF.TO TSX

Toronto Stock Exchan • Financial Services • Insurance - Diversified • CA • CAD

SharesGrow Score
65/100
4/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow

Sun Life Financial Inc. (SLF.TO) generated $1.2B in operating cash flow for quarter ending 2025-12-31. After capital expenditures of $46M, free cash flow was $1.16B.

Free cash flow margin was 21% of revenue. Cash conversion ratio was 1.07x, indicating earnings are backed by cash.

The company returned $545M in dividends and $392M in share buybacks to shareholders during the quarter.

Criteria supported by this page:

  • HEALTH (83/100, Pass) — demonstrate the company can comfortably service its debt
  • MOAT (41/100, Fail) — limited free cash flow weakens the competitive position
  • INCOME (45/100) — Cash conversion ratio was 1.07x confirms earnings are backed by real cash flow

Overall SharesGrow Score: 65/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
65/100
SG Score
View full scorecard →
VALUE
85/100
Price-to-Earnings & upside
→ Valuation
FUTURE
20/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
83/100
Debt-to-Equity & liquidity
Proven by this page
MOAT
41/100
Proven by this page
GROWTH
83/100
→ Income
~
INCOME
45/100
→ Income
Sun Life Financial Inc. Cash Flow History
Metric TTM Q4 FY2025 Q3 FY2025 Q2 FY2025 Q1 FY2025
Operating Cash Flow $2.8B$1.2B$1.18B$800M$-382M
Capital Expenditure $-145M$-46M$-36M$-32M$-31M
Free Cash Flow $2.65B$1.16B$1.14B$768M$-413M
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