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United Bancorp, Inc. UBCP NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
60/100
3/6 Pass
SharesGrow Intrinsic Value
$40.42
+148.1%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

United Bancorp, Inc. (UBCP) 当前追踪市盈率 (P/E) 为 11.8, 前瞻市盈率为 12.1. 追踪盈利收益率为 8.46%, 前瞻盈利收益率 8.29%. PEG 1.64. 格雷厄姆数为 $19.07.

本页证实的标准:

  • VALUE (76/100, 通过) — 市盈率低于市场平均水平 (11.8); 盈利收益率超过债券收益率 (8.46%).
  • PEG 比率 1.64 — 介于1.0–2.0之间,表明相对于增长的估值适中。
  • 追踪盈利收益率 8.46% — 超过典型债券收益率(约4.3%),使股票相对固定收益更具吸引力。

SharesGrow 综合评分: 59/100 其中 3/7 项标准通过。

SharesGrow 7-Criteria Score
60/100
SG Score
View full scorecard →
价值
76/100
Price-to-Earnings & upside
Proven by this page
未來
N/A
No coverage
过去
100/100
→ Income
健康
33/100
Debt-to-Equity & liquidity
→ Health
护城河
35/100
→ Income
~
成长
48/100
→ Income
收入
70/100
→ Income

估值概览 — UBCP

估值倍数
P/E (TTM)11.8
前瞻 P/E12.1
PEG 比率1.64
前瞻 PEG17.24
P/B 比率1.30
P/S 比率1.92
EV/EBITDA23.7
每股数据
EPS (TTM)$1.33
前瞻 EPS(预估)$1.35
每股账面价值$12.13
每股营收$8.17
每股自由现金流$1.04
收益率与内在价值
盈利收益率8.46%
Forward Earnings Yield8.29%
股息收益率5.90%
格雷厄姆数$19.07
SharesGrow 内在价值$40.42 (+148.1%)

历史估值

Year P/E (TTM) PEG 比率 P/B 比率 P/S 比率 股息收益率
2016 18.5 1.72 1.55 3.26 3.83%
2017 18.6 -13.40 1.50 3.13 4.19%
2018 13.2 0.85 1.12 2.27 5.69%
2019 11.6 0.26 1.32 2.56 4.08%
2020 9.0 0.57 1.05 2.08 4.67%
2021 9.7 0.56 1.27 3.00 4.49%
2022 9.3 -1.37 1.35 2.54 5.65%
2023 7.9 1.98 1.11 1.72 6.79%
2024 9.7 -0.51 1.13 1.64 7.10%
2025 10.2 0.92 1.12 1.66 6.96%

EPS:实际 vs 预期

P/E Ratio & Earnings Yield

每股收益 (EPS) 历史

Year EPS(稀释) 营收 净利润 净利润率
2016 $0.71 $20.32M $3.58M 17.6%
2017 $0.71 $21.1M $3.55M 16.8%
2018 $0.82 $24.95M $4.28M 17.2%
2019 $1.19 $30.92M $6.81M 22%
2020 $1.38 $34.54M $7.95M 23%
2021 $1.62 $30.41M $9.45M 31.1%
2022 $1.51 $31.74M $8.66M 27.3%
2023 $1.57 $40.9M $8.95M 21.9%
2024 $1.25 $43.98M $7.4M 16.8%
2025 $1.34 $47.5M $7.75M 16.3%

分析师预期

Year EPS(平均) EPS 范围 营收(平均) 营收范围 分析师人数
2026 $1.35 $1.35 – $1.35 $26.59M $26.59M – $26.59M 1
2027 $1.60 $1.60 – $1.60 $28.38M $28.38M – $28.38M 1
2028 $1.79 $1.79 – $1.79 $45.86M $45.86M – $45.86M 1
2029 $1.98 $1.98 – $1.98 $51.45M $51.45M – $51.45M 1
2030 $2.12 $2.12 – $2.12 $57.72M $57.72M – $57.72M 1
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