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Citizens Financial Services, Inc. CZFS NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
69/100
4/7 Pass
SharesGrow Intrinsic Value
$189.94
+187.3%

Citizens Financial Services, Inc. (CZFS) — Analyst outlook / Analyst consensus target is. Based on 2 analyst ratings, the consensus is bullish — 2 Buy.

Analysts estimate Earnings Per Share (EPS) of $5.62 and revenue of $0.10B for the next fiscal year.

Earnings Per Share (EPS) track record: 2024: actual $5.86 vs est $5.62 (beat +4.2%). 2025: actual $7.62 vs est $7.50 (beat +1.6%). Analyst accuracy: 97%.

CZFS Analyst Ratings

Buy
2
Ratings
2 Buy
Based on 2 analysts giving stock ratings to Citizens Financial Services, Inc. in the past 3 months
Rating breakdown
Buy
2 100%
100%
Buy
2 analysts
0%
Hold
0 analysts
0%
Sell
0 analysts

EPS Estimates — CZFS

97%
Analyst Accuracy
Accurate
2 years compared
Actual vs Estimate
2024 Actual $5.86 vs Est $5.62 ▲ 4.0% off
2025 Actual $7.62 vs Est $7.50 ▲ 1.6% off
Profitability Outlook
Strong profitability with high earnings per share. EPS trend is improving.

Revenue Estimates — CZFS

62%
Analyst Accuracy
Fair
2 years compared
Actual vs Estimate
2024 Actual $0.169B vs Est $0.101B ▲ 39.9% off
2025 Actual $0.173B vs Est $0.112B ▲ 35.3% off
Revenue Trend
Revenue has been relatively flat. Analysts forecast revenue contraction ahead.
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