Banco Bilbao Vizcaya Argentaria, S.A. BBVXF OTC

Banco Bilbao Vizcaya Argentaria, S.A. (BBVXF) has shown moderate revenue growth over the past 3 years, expanding from $23.0B to $25.1B (average +4.6%/yr). Net income reached $10.5B, reflecting solid earnings growth at +18.7%/yr on average. The net profit margin is 41.9%, which is exceptional. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 132.4% (high), with a +32.6pp trend over the period. With a $131B market cap and MOAT composite score of 90/100, the company has a strong competitive position.

Criteria proven by this page:

• GROWTH (63/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 37-year history, the company was profitable in 37 of 37 years — a perfect long-term track record
• INCOME (100/100, Pass) — proves strong profitability and pricing power
• MOAT (90/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 75/100 with 5/7 criteria passed.