The Bank of Nova Scotia BNS.TO TSX

The Bank of Nova Scotia (BNS.TO) has shown exceptional revenue growth over the past 3 years, expanding from $31.1B to $73.2B (average +47.7%/yr). Net income reached $7.8B, reflecting earnings decline at -6.7%/yr on average. The net profit margin is 10.6%, which is moderate. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 44.3% (moderate), with a -55.7pp trend over the period. With a $91B market cap and MOAT composite score of 66/100, the company has a moderate competitive position.

Criteria proven by this page:

• GROWTH (58/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 30-year history, the company was profitable in 30 of 30 years — a perfect long-term track record
• INCOME (55/100, Partial) — the company is profitable but margin is below 15%
• MOAT (66/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 56/100 with 2/7 criteria passed.