Merrill Lynch Capital Trust I GTD CAP 6.45% MER-PK NYSE

Merrill Lynch Capital Trust I GTD CAP 6.45% (MER-PK) has shown declining revenue growth over the past 3 years, expanding from $89.1B to $53.0B (average -9.8%/yr). Net income reached $30.5B, reflecting modest earnings improvement at +1.7%/yr on average. The net profit margin is 57.6%, which is exceptional. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 20.1% (low), with a -79.9pp trend over the period. With a $194B market cap and MOAT composite score of 58/100, the company has a moderate competitive position.

Criteria proven by this page:

• GROWTH (30/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings
• INCOME (100/100, Pass) — proves strong profitability and pricing power
• MOAT (58/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 70/100 with 3/6 criteria passed.