Mitsubishi HC Capital Inc. MIUFF OTC

Mitsubishi HC Capital Inc. (MIUFF) has shown moderate revenue growth over the past 3 years, expanding from $1.77T to $2.09T (average +5.8%/yr). Net income reached $135.2B, reflecting solid earnings growth at +10.9%/yr on average. The net profit margin is 6.5%, which is moderate. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 22.1% (low), with a +3.1pp trend over the period. With a $11B market cap and MOAT composite score of 67/100, the company has a moderate competitive position.

Criteria proven by this page:

• GROWTH (73/100, Pass) — proving strong growth momentum
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 20-year history, the company was profitable in 20 of 20 years — a perfect long-term track record
• INCOME (45/100, Partial) — the company is profitable but margin is below 15%
• MOAT (67/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 75/100 with 3/6 criteria passed.