The Progressive Corporation PGR NYSE

The Progressive Corporation (PGR) has shown exceptional revenue growth over the past 3 years, expanding from $49.6B to $87.6B (average +21%/yr). Net income reached $11.3B, reflecting exceptional earnings expansion at +197.1%/yr on average. The net profit margin is 12.9%, which is moderate. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 29.5% (low), with a -70.5pp trend over the period. With a $115B market cap and MOAT composite score of 58/100, the company has a moderate competitive position.

Criteria proven by this page:

• GROWTH (100/100, Pass) — proving strong growth momentum
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 41-year history, the company was profitable in 40 of 41 years — an excellent long-term track record
• INCOME (55/100, Partial) — the company is profitable but margin is below 15%
• MOAT (58/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 76/100 with 4/7 criteria passed.