TOP Financial Group Limited TOP NASDAQ

TOP Financial Group Limited (TOP) has shown declining revenue growth over the past 3 years, expanding from $8M to $3M (average -17.2%/yr). The company reported a net loss of $6M in its most recent fiscal year, with earnings trending at -246.5%/yr. The net profit margin is -179.3%, which is negative. the company was profitable in 3 out of the last 4 years tracked. The gross margin is 7.4% (low), with a -50.5pp trend over the period. With a market cap data available and MOAT composite score of 0/100, the company has a low competitive position.

Criteria proven by this page:

• GROWTH (15/100, Fail) — revenue or earnings are not growing
• PAST (75/100, Partial) — profitability has been inconsistent. Looking at the full 7-year history, the company was profitable in 6 of 7 years — a solid long-term record with occasional losses
• INCOME (10/100, Fail) — the company is currently operating at a loss
• MOAT (0/100, Fail) — limited competitive moat based on margins and scale

Overall SharesGrow Score: 40/100 with 1/5 criteria passed.