China Construction Bank Corporation CICHF OTC

China Construction Bank Corporation (CICHF) reported declining year-over-year revenue growth of -8.9% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +0.6% YoY, reaching $80.3B in the latest quarter. The net profit margin is 24.5%, which is high. The company has maintained profitability in all 4 quarters. The gross margin is 87.7% (high), down 12.3pp vs the prior year. With a $265B market cap, MOAT composite score of 79/100 (strong competitive position).

Criteria proven by this page:

• GROWTH (73/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 25-year annual history, the company was profitable in 25 of 25 years — a perfect long-term track record
• INCOME (85/100, Pass) — proves strong profitability and pricing power
• MOAT (79/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 70/100 with 5/7 criteria passed.