Fiserv, Inc. FISV NASDAQ

Fiserv, Inc. (FISV) reported moderate year-over-year revenue growth of +3.6% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +11.1% YoY, reaching $811M in the latest quarter. The net profit margin is 15.3%, which is high. The company has maintained profitability in all 4 quarters. The gross margin is 59.4% (high), down 1.4pp vs the prior year. With a $32B market cap, MOAT composite score of 80/100 (strong competitive position).

Criteria proven by this page:

• GROWTH (73/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 41-year annual history, the company was profitable in 40 of 41 years — an excellent long-term track record
• INCOME (70/100, Pass) — proves strong profitability and pricing power
• MOAT (80/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 77/100 with 6/7 criteria passed.