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Huntington Bancshares Incorporated HBAN NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
67/100
4/7 Pass
SharesGrow Intrinsic Value
$30.27
+82.4%
Analyst Price Target
$19.88
+19.8%
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

Huntington Bancshares Incorporated (HBAN) reported moderate year-over-year revenue growth of +4.4% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +14% YoY, reaching $519M in the latest quarter. The net profit margin is 16%, which is high. The company has maintained profitability in all 4 quarters. The gross margin is 61.7% (high), up 3.5pp vs the prior year. With a $25B market cap, MOAT composite score of 84/100 (strong competitive position).

Criteria proven by this page:

  • GROWTH (63/100, Partial) — growth is present but not consistently above 5% across both metrics
  • PAST (100/100, Pass) — proving consistent earnings. Looking at the full 41-year annual history, the company was profitable in 39 of 41 years — an excellent long-term track record
  • INCOME (70/100, Pass) — proves strong profitability and pricing power
  • MOAT (84/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 67/100 with 4/7 criteria passed.

67/100
SG Score
View full scorecard →
VALUE
92/100
Price-to-Earnings & upside
→ IV page
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FUTURE
58/100
Analyst consensus
→ Forecast
PAST
100/100
4/4 qtrs profit
EPS $0.30
Proven by this page
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
69/100
Score: 84/100
GM 61.7% (+3.5pp)
Proven by this page
GROWTH
63/100
Rev +4.4% YoY
NI +14% YoY
Proven by this page
INCOME
70/100
Margin 16%
$3.2B
Proven by this page
Huntington Bancshares Incorporated Earnings and Revenue History
Revenue
Earnings & Profit Margin
Metric TTM Q4 FY2025 Q3 FY2025 Q2 FY2025 Q1 FY2025
Revenue $12.49B$3.25B$3.23B$3.03B$2.98B
Gross Profit $7.7B$2.05B$2.01B$1.84B$1.81B
Gross Margin 61.7%63.2%62.3%60.6%60.5%
Operating Income $2.69B$631M$766M$638M$653M
Net Income $2.21B$519M$629M$536M$527M
Net Margin 17.7%16%19.5%17.7%17.7%
EPS (Diluted) $1.39$0.30$0.41$0.34$0.34
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