HSBC Holdings plc HSBC NYSE

HSBC Holdings plc (HSBC) reported declining year-over-year revenue growth of -11.2% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed earnings decline of -7.1% YoY, reaching $4.9B in the latest quarter. The net profit margin is 10.6%, which is moderate. The company has maintained profitability in all 4 quarters. The gross margin is 54.2% (high), down 6.1pp vs the prior year. With a $314B market cap, MOAT composite score of 79/100 (strong competitive position).

Criteria proven by this page:

• GROWTH (90/100, Fail) — revenue or earnings are not growing
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 39-year annual history, the company was profitable in 34 of 39 years — a solid long-term record with occasional losses
• INCOME (70/100, Partial) — the company is profitable but margin is below 15%
• MOAT (79/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 65/100 with 5/7 criteria passed.