KB Financial Group Inc. (KB) reported exceptional year-over-year revenue growth of +56.8% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +15.1% YoY, reaching $721.2B in the latest quarter. The net profit margin is 3.2%, which is thin. The company has maintained profitability in all 4 quarters. The gross margin is 48.9% (moderate), down 114.6pp vs the prior year. With a $39B market cap, MOAT composite score of 66/100 (moderate competitive position).
Criteria proven by this page:
- GROWTH (90/100, Pass) — proving strong growth momentum
- PAST (100/100, Pass) — proving consistent earnings. Looking at the full 27-year annual history, the company was profitable in 26 of 27 years — an excellent long-term track record
- INCOME (55/100, Partial) — the company is profitable but margin is below 15%
- MOAT (66/100, Partial) — some competitive advantages are present but not dominant
Overall SharesGrow Score: 64/100 with 3/7 criteria passed.
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VALUE
67/100
Price-to-Earnings & upside
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PAST
100/100
4/4 qtrs profit
EPS $1,880.00
Proven by this page
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HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
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MOAT
66/100
Score: 66/100
GM 48.9% (-114.6pp)
Proven by this page
✓
GROWTH
90/100
Rev +56.8% YoY
NI +15.1% YoY
Proven by this page
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INCOME
55/100
Margin 3.2%
$22,687.2B
Proven by this page
