Prudential Financial, Inc. 5.62 PRS NYSE

Prudential Financial, Inc. 5.62 (PRS) reported declining year-over-year revenue growth of -13.7% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed exceptional earnings expansion of +32.3% YoY, reaching $905M in the latest quarter. The net profit margin is 5.8%, which is moderate. The company has maintained profitability in all 4 quarters. The gross margin is 57% (high), down 41.8pp vs the prior year. With a $8B market cap, MOAT composite score of 67/100 (moderate competitive position).

Criteria proven by this page:

• GROWTH (73/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (75/100, Pass) — proving consistent earnings. Looking at the full 21-year annual history, the company was profitable in 18 of 21 years — a solid long-term record with occasional losses
• INCOME (45/100, Partial) — the company is profitable but margin is below 15%
• MOAT (67/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 68/100 with 3/7 criteria passed.