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Royal Bank of Canada RY.TO TSX

Toronto Stock Exchan • Financial Services • Banks - Diversified • CA • CAD

SharesGrow Score
59/100
4/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
SharesGrow 7-Criteria Score All 7 criteria scored · income-related highlighted on this page

Royal Bank of Canada (RY.TO) reported exceptional year-over-year revenue growth of +76.2% through 2026-01 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +18.2% YoY, reaching $5.8B in the latest quarter. The net profit margin is 16.3%, which is high. The company has maintained profitability in all 4 quarters. The gross margin is 73.5% (high), down 26.5pp vs the prior year. With a $242B market cap, MOAT composite score of 79/100 (strong competitive position).

Criteria proven by this page:

  • GROWTH (83/100, Pass) — proving strong growth momentum
  • PAST (100/100, Pass) — proving consistent earnings. Looking at the full 30-year annual history, the company was profitable in 30 of 30 years — a perfect long-term track record
  • INCOME (55/100, Pass) — proves strong profitability and pricing power
  • MOAT (79/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 59/100 with 4/7 criteria passed.

59/100
SG Score
View full scorecard →
VALUE
85/100
Price-to-Earnings & upside
→ IV page
FUTURE
20/100
Analyst consensus
→ Forecast
PAST
100/100
4/4 qtrs profit
EPS $4.03
Proven by this page
HEALTH
0/100
Debt-to-Equity & liquidity
→ Health
MOAT
72/100
Score: 79/100
GM 73.5% (-26.5pp)
Proven by this page
GROWTH
83/100
Rev +76.2% YoY
NI +18.2% YoY
Proven by this page
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INCOME
55/100
Margin 16.3%
$35.4B
Proven by this page
Royal Bank of Canada Earnings and Revenue History
Revenue
Earnings & Profit Margin
Metric TTM Q1 FY2026 Q4 FY2025 Q3 FY2025 Q2 FY2025
Revenue $100.64B$35.44B$34.84B$16.1B$14.25B
Gross Profit $63.37B$16.83B$16.19B$16.1B$14.25B
Gross Margin 63%47.5%46.5%100%100%
Operating Income $29.18B$7.37B$6.83B$8.26B$6.72B
Net Income $21.02B$5.78B$5.43B$5.42B$4.39B
Net Margin 20.9%16.3%15.6%33.6%30.8%
EPS (Diluted) $14.56$4.03$3.76$3.75$3.02
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