Wells Fargo & Company WFC-PQ NYSE

Wells Fargo & Company (WFC-PQ) reported declining year-over-year revenue growth of -1.5% through 2025-12 (TTM revenue vs prior-year TTM). Net income showed solid earnings growth of +8.2% YoY, reaching $5.4B in the latest quarter. The net profit margin is 16.9%, which is high. The company has maintained profitability in all 4 quarters. The gross margin is 64.8% (high), up 2.6pp vs the prior year. With a $201B market cap, MOAT composite score of 94/100 (strong competitive position).

Criteria proven by this page:

• GROWTH (80/100, Partial) — growth is present but not consistently above 5% across both metrics
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 41-year annual history, the company was profitable in 40 of 41 years — an excellent long-term track record
• INCOME (70/100, Pass) — proves strong profitability and pricing power
• MOAT (94/100, Pass) — strong gross margins and market scale prove a durable competitive advantage

Overall SharesGrow Score: 69/100 with 5/7 criteria passed.