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Stellar Bancorp, Inc. STEL NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
67/100
3/7 Pass
SharesGrow Intrinsic Value
$49.18
+31.4%
Analyst Price Target
$32.00
-14.5%

Stellar Bancorp, Inc. (STEL) has 20 known insider and institutional holders on record. The largest holder is Williams John E Jr with 1,285,316 shares. Other notable holders include Umphrey Sheila G and Penland Joe Sr.

Over the last 12 months, insiders have made 49 transactions in STEL stock — 14 buys (valued at RSU Award) and 0 sells (valued at RSU Award). Insider buying has outpaced selling during this period, which may signal confidence in the company's prospects.

STEL Insider Ownership

Top Holder
Williams John E Jr
1,285,316 shares
Buys (12 mo)
14
$0.00 value
Sells (12 mo)
0
$0.00 value
12-Month Transaction Activity
Buy 29%
Sell 0%
Top Insider Holders
# Name Role Shares Owned Last Filed Relative Size
1 Williams John E Jr Director 1,285,316 2025-06-10
100%
2 Umphrey Sheila G Director 612,601 2022-10-04
48%
3 Penland Joe Sr Director 585,320 2025-06-10
46%
4 Morgan Glen W Director 582,906 2022-10-04
45%
5 Franklin Robert R Jr Chief Executive Officer 418,843 2026-03-17
33%
6 Lott Tommy W Director 225,132 2022-10-04
18%
7 Swinbank Joe B Director 208,437 2025-06-10
16%
8 Retzloff Steven F. Executive Chairman 136,446 2026-03-17
11%
9 Parsons J Pat Vice Chairman of the Bank 126,331 2022-10-04
10%
10 Vitulli, Iii Ramon A. President 119,680 2026-03-17
9%
11 Beckworth John Director 106,221 2025-06-10
8%
12 West Joe F Senior Executive VP, Cco 102,193 2026-03-17
8%
13 Akin Okan I. Senior Executive VP, Cro 85,951 2026-03-17
7%
14 Wilson William E Jr Director 73,924 2025-06-10
6%
15 Sturgeon James L Sr. EVP of the Bank 72,673 2022-10-07
6%
16 Egge Paul P Senior Executive VP, CFO 68,594 2026-03-17
5%
17 Havard Michael A Director 64,883 2024-06-12
5%
18 Barham O R Jr President & CEO 58,827 2013-01-24
5%
19 Long Justin M Sevp, Gc & Secretary 53,315 2026-03-17
4%
20 Kuzdzal Shanna R. Sr. EVP, Gc & Secretary 37,777 2022-10-25
3%
Recent Transactions (last 12 months)
Date Name Role Type Shares Price Value
2026-03-15 Sirkel Jason D. Chief Banking Officer Tax Withholding of RSU 444 $35.51 $15.77K
2026-03-15 Long Justin M Sevp, Gc & Secretary Tax Withholding of RSU 796 $35.51 $28.27K
2026-03-15 Akin Okan I. Senior Executive VP, Cro Tax Withholding of RSU 618 $35.51 $21.95K
2026-03-15 West Joe F Senior Executive VP, Cco Tax Withholding of RSU 676 $35.51 $24K
2026-03-15 Franklin Robert R Jr Chief Executive Officer Tax Withholding of RSU 3,837 $35.51 $136.25K
2026-03-15 Egge Paul P Senior Executive VP, CFO Tax Withholding of RSU 993 $35.51 $35.26K
2026-03-15 Vitulli, Iii Ramon A. President Tax Withholding of RSU 1,318 $35.51 $46.8K
2026-03-15 Retzloff Steven F. Executive Chairman Tax Withholding of RSU 1,181 $35.51 $41.94K
2026-03-01 Sirkel Jason D. Chief Banking Officer RSU Award 2,328 - -
2026-03-01 Long Justin M Sevp, Gc & Secretary Tax Withholding of RSU 452 $37.66 $17.02K
2026-03-01 Akin Okan I. Senior Executive VP, Cro Tax Withholding of RSU 365 $37.66 $13.75K
2026-03-01 West Joe F Senior Executive VP, Cco RSU Award 3,226 - -
2026-03-01 Franklin Robert R Jr Chief Executive Officer Tax Withholding of RSU 1,200 $37.66 $45.19K
2026-03-01 Egge Paul P Senior Executive VP, CFO Tax Withholding of RSU 584 $37.66 $21.99K
2026-03-01 Vitulli, Iii Ramon A. President Tax Withholding of RSU 735 $37.66 $27.68K
2026-03-01 Retzloff Steven F. Executive Chairman Tax Withholding of RSU 665 $37.66 $25.04K
2025-12-31 Long Justin M Sevp, Gc & Secretary Tax Withholding of RSU 374 $30.94 $11.57K
2025-12-31 Akin Okan I. Senior Executive VP, Cro Tax Withholding of RSU 276 $30.94 $8.54K
2025-12-31 West Joe F Senior Executive VP, Cco Tax Withholding of RSU 315 $30.94 $9.75K
2025-12-31 Franklin Robert R Jr Chief Executive Officer Tax Withholding of RSU 2,617 $30.94 $80.97K
2025-12-31 Egge Paul P Senior Executive VP, CFO Tax Withholding of RSU 446 $30.94 $13.8K
2025-12-31 Vitulli, Iii Ramon A. President Tax Withholding of RSU 595 $30.94 $18.41K
2025-12-31 Retzloff Steven F. Executive Chairman Tax Withholding of RSU 1,323 $30.94 $40.93K
2025-11-20 Sirkel Jason D. Chief Banking Officer Unknown - - -
2025-12-09 Jeter Frances H. Director Gift (Given) 155 - -
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