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ACI Worldwide, Inc. ACIW NASDAQ

NASDAQ Global Select • Technology • Software - Infrastructure • US • USD

SharesGrow Score
75/100
4/7 Pass
SharesGrow Intrinsic Value
$98.60
+137.9%
Analyst Price Target
$70.00
+68.9%

ACI Worldwide, Inc. (ACIW) is a Software - Infrastructure company in the Technology sector, currently trading at $41.45. It has a SharesGrow Score of 75/100, indicating a strong investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of ACIW = $98.60 (+137.9% from the current price, the stock appears undervalued). Analyst consensus target is ACIW = $70 (+68.9% upside).

Valuation: ACIW trades at a trailing Price-to-Earnings (P/E) of 18.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.12.

Financials: revenue is $1.8B, +7.4%/yr average growth. Net income is $227M, growing at +21.4%/yr. Net profit margin is 12.9% (healthy). Gross margin is 49% (-2 pp trend).

Balance sheet: total debt is $872M against $1.5B equity (Debt-to-Equity (D/E) ratio 0.57, moderate). Current ratio is 1.54 (strong liquidity). Debt-to-assets is 28.1%. Total assets: $3.1B.

Analyst outlook: 11 / 17 analysts rate ACIW as buy (65%) — moderate consensus.

SharesGrow 7-Criteria breakdown: Value 85/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 63/100 (Partial), Future 73/100 (Pass), Income 55/100 (Partial).

$70.00
▲ 68.88% Upside
Average Price Target
The 12-month price target for ACI Worldwide, Inc. is $70.00.

ACIW SharesGrow Score Overview

75/100
SharesGrow Score
Strong investment profile
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VALUE 85/100
Valuation — P/E, PEG, Forward PEG
GROWTH 83/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 67/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 63/100
Gross margin is + market cap
FUTURE 73/100
Analyst outlook — as buy
INCOME 55/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — ACIW

VALUE Pass
85/100
ACIW trades at a trailing Price-to-Earnings (P/E) of 18.1 (S&P 500 average ~25). Forward PEG 1.12 — ~moderate (~1.5). Analyst consensus target is $70, implying +68.9% from the current price $41. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
83/100
ACIW: +7.4%/yr revenue is, +21.4%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
ACIW: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Partial
67/100
Balance sheet ACIW: Debt-to-Equity (D/E) ratio 0.57 (moderate), Current ratio is 1.54 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Partial
63/100
ACIW: Gross margin is 49% (-2 pp trend), $4B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 63/100. ≥ 70 = Pass.
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FUTURE Pass
73/100
Analyst outlook: 11 / 17 analysts rate ACIW as buy (65%). Analyst consensus target is $70 (+68.9% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Partial
55/100
ACIW: Net profit margin is 12.9%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range38.05-55.45
Volume523.24K
Avg Volume (30D)845.06K
Market Cap$4.27B
Beta (1Y)1.03
Share Statistics
EPS (TTM)2.18
Shares Outstanding$103.96M
IPO Date1995-02-24
Employees3,103
CEOThomas Woodrow Warsop
Financial Highlights & Ratios
Revenue (TTM)$1.76B
Gross Profit$862.13M
EBITDA$461.41M
Net Income$226.66M
Operating Income$329.91M
Total Cash$196.46M
Total Debt$871.68M
Net Debt$675.22M
Total Assets$3.1B
Price / Earnings (P/E)19
Price / Sales (P/S)2.43
Analyst Forecast
1Y Price Target$70.00
Target High$70.00
Target Low$70.00
Upside+68.9%
Rating ConsensusBuy
Analysts Covering17
Buy 65% Hold 29% Sell 6%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Select
CurrencyUSD
ISINUS0044981019

Price Chart

ACIW
ACI Worldwide, Inc.  ·  NASDAQ Global Select
Technology • Software - Infrastructure
38.05 52WK RANGE 55.45
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