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Arthur J. Gallagher & Co. AJG NYSE

NYSE • Financial Services • Insurance - Brokers • US • USD

SharesGrow Score
65/100
3/7 Pass
SharesGrow Intrinsic Value
$189.18
-14%
Analyst Price Target
$280.46
+27.5%

Arthur J. Gallagher & Co. (AJG) is a Insurance - Brokers company in the Financial Services sector, currently trading at $219.91. It has a SharesGrow Score of 65/100, indicating a above average investment profile with 3 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of AJG = $189.18 (-14% from the current price, the stock appears overvalued). Analyst consensus target is AJG = $280 (+27.5% upside).

Valuation: AJG trades at a trailing Price-to-Earnings (P/E) of 38.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 3.08.

Financials: revenue is $13.9B, +17.7%/yr average growth. Net income is $1.5B, growing at +13.3%/yr. Net profit margin is 10.7% (healthy). Gross margin is 54.8% (+12.7 pp trend).

Balance sheet: total debt is $14.0B against $23.3B equity (Debt-to-Equity (D/E) ratio 0.6, moderate). Current ratio is 1.06 (adequate). Debt-to-assets is 19.8%. Total assets: $70.7B.

Analyst outlook: 14 / 29 analysts rate AJG as buy (48%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 38/100 (Fail), Growth 80/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 84/100 (Pass), Future 46/100 (Partial), Income 55/100 (Partial).

$280.46
▲ 27.53% Upside
Average Price Target
Based on 29 Wall Street analysts offering 12-month price targets for Arthur J. Gallagher & Co., the average price target is $280.46, with a high forecast of $334.00, and a low forecast of $226.00.
Highest Price Target
$334.00
Average Price Target
$280.46
Lowest Price Target
$226.00

AJG SharesGrow Score Overview

65/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 38/100
Valuation — P/E, PEG, Forward PEG
GROWTH 80/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 50/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 84/100
Gross margin is + market cap
FUTURE 46/100
Analyst outlook — as buy
INCOME 55/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — AJG

VALUE Fail
38/100
AJG trades at a trailing Price-to-Earnings (P/E) of 38.4 (S&P 500 average ~25). Forward PEG 3.08 — overvalued. Analyst consensus target is $280, implying +27.3% from the current price $220. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
80/100
AJG: +17.7%/yr revenue is, +13.3%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
AJG: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Partial
50/100
Balance sheet AJG: Debt-to-Equity (D/E) ratio 0.6 (moderate), Current ratio is 1.06 (adequate). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Pass
84/100
AJG: Gross margin is 54.8% (+12.7 pp trend), $57B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 84/100. ≥ 70 = Pass.
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FUTURE Partial
46/100
Analyst outlook: 14 / 29 analysts rate AJG as buy (48%). Analyst consensus target is $280 (+27.3% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Partial
55/100
AJG: Net profit margin is 10.7%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range195-351.23
Volume1.03M
Avg Volume (30D)2.54M
Market Cap$56.54B
Beta (1Y)0.68
Dividend Yield$2.6500
Share Statistics
EPS (TTM)5.83
Shares Outstanding$260.34M
IPO Date1984-06-20
Employees72,000
CEOJ. Patrick Gallagher Jr.
Financial Highlights & Ratios
Revenue (TTM)$13.94B
Gross Profit$7.63B
EBITDA$3.66B
Net Income$1.49B
Operating Income$2.55B
Total Cash$1.4B
Total Debt$14B
Net Debt$12.6B
Total Assets$70.67B
Price / Earnings (P/E)37.7
Price / Sales (P/S)4.06
Analyst Forecast
1Y Price Target$282.00
Target High$334.00
Target Low$226.00
Upside+28.2%
Rating ConsensusBuy
Analysts Covering29
Buy 48% Hold 48% Sell 3%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS3635761097

Price Chart

AJG
Arthur J. Gallagher & Co.  ·  NYSE
Financial Services • Insurance - Brokers
195.00 52WK RANGE 351.23
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