Sierra Bancorp (BSRR) is a Banks - Regional company in the Financial Services sector, currently trading at $36.09. It has a SharesGrow Score of 61/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of BSRR = $65.92 (+82.7% from the current price, the stock appears undervalued). Analyst consensus target is BSRR = $44 (+21.9% upside).
Valuation: BSRR trades at a trailing Price-to-Earnings (P/E) of 11.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.03.
Financials: revenue is $202M, +12.5%/yr average growth. Net income is $42M, growing at +8.1%/yr. Net profit margin is 21% (strong). Gross margin is 73.9% (-10.1 pp trend).
Balance sheet: total debt is $519M against $365M equity (Debt-to-Equity (D/E) ratio 1.42, moderate). Current ratio is 0.57 (tight liquidity). Debt-to-assets is 13.6%. Total assets: $3.8B.
Analyst outlook: 1 / 9 analysts rate BSRR as buy (11%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 64/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 43/100 (Fail), Future 46/100 (Partial), Income 85/100 (Pass).
