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Century Financial Corporation CYFL OTC

Other OTC • Financial Services • Banks - Regional • US • USD

SharesGrow Score

SharesGrow Intrinsic Value

Negative cash flow

Century Financial Corporation (CYFL) is a Banks - Regional company in the Financial Services sector, currently trading at $47.29. It has a SharesGrow Score of 78/100, indicating a strong investment profile with 4 out of 7 criteria passed.

Financials: revenue is $30M, +14.9%/yr average growth. Net income is $9M, growing at +16.9%/yr. Net profit margin is 30.3% (strong). Gross margin is 84.9% (-15.1 pp trend).

Balance sheet: total debt is $5M against $66M equity (Debt-to-Equity (D/E) ratio 0.08, conservative). Current ratio is 329.69 (strong liquidity). Debt-to-assets is 1.1%. Total assets: $477M.

SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 80/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 35/100 (Fail), Future ?/100 (Fail), Income 100/100 (Pass).

CYFL SharesGrow Score Overview

80/100

SharesGrow Score

Strong investment profile

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VALUE 100/100

Valuation — P/E, PEG, Forward PEG

GROWTH 80/100

Financials — average growth

PAST 100/100

strong — trend

HEALTH 67/100

Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is

MOAT 35/100

Gross margin is + market cap

FUTURE 0/100

Analyst outlook — as buy

INCOME 100/100

Net profit margin is

Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — CYFL

CYFL trades at a trailing Price-to-Earnings (P/E) of N/A (S&P 500 average ~25). Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.

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CYFL: +14.9%/yr revenue is, +16.9%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.

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CYFL: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.

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Balance sheet CYFL: Debt-to-Equity (D/E) ratio 0.08 (conservative), Current ratio is 329.69 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.

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CYFL: Gross margin is 84.9% (-15.1 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 35/100. ≥ 70 = Pass.

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No analyst coverage available for this stock.

CYFL: Net profit margin is 30.3%. strong (≥30%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.

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Stock Chart & Stats

Market Data

52-Week Range40.16-48

Volume243

Avg Volume (30D)158

Market Cap$307.86M

Beta (1Y)0.20

Dividend Yield$0.7600

Share Statistics

EPS (TTM)5.54

Shares Outstanding$1.65M

IPO Date2000-04-11

Employees127

CEOEric H. Beckhusen

Financial Highlights & Ratios

Revenue (TTM)$30.21M

Gross Profit$25.66M

EBITDA$11.76M

Net Income$9.16M

Operating Income$11.33M

Total Cash$14.57M

Total Debt$5.11M

Net Debt$-9.46M

Total Assets$477.23M

Price / Earnings (P/E)8.5

Price / Sales (P/S)10.19

Analyst Forecast

Company Info

CountryUS

ExchangeOther OTC

CurrencyUSD

ISINUS15652L1026

Price Chart

CYFL

Century Financial Corporation ↗ · Other OTC

Financial Services • Banks - Regional

40.16 52WK RANGE 48.00

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