Home Federal Bancorp, Inc. of Louisiana (HFBL) is a Banks - Regional company in the Financial Services sector, currently trading at $18.97. It has a SharesGrow Score of 60/100, indicating a above average investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of HFBL = $39.17 (+106.5% from the current price, the stock appears undervalued).
Valuation: HFBL trades at a trailing Price-to-Earnings (P/E) of 10.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.71.
Financials: revenue is $32M, +13.6%/yr average growth. Net income is $4M, growing at -3.9%/yr. Net profit margin is 12% (healthy). Gross margin is 63.9% (-26.3 pp trend).
Balance sheet: total debt is $4M against $55M equity (Debt-to-Equity (D/E) ratio 0.07, conservative). Current ratio is 0.1 (tight liquidity). Debt-to-assets is 0.7%. Total assets: $609M.
SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 48/100 (Partial), Past 100/100 (Pass), Health 33/100 (Fail), Moat 35/100 (Fail), Future ?/100 (Fail), Income 55/100 (Partial).
