Impac Mortgage Holdings, Inc. (IMPHO) is a Financial - Mortgages company in the Financial Services sector, currently trading at $0.30. It has a SharesGrow Score of 15/100, indicating a weak investment profile with 0 out of 7 criteria passed.
Financials: revenue is $9M, -98%/yr average growth. Net income is $39M (loss), growing at -608.8%/yr. Net profit margin is -458.8% (negative). Gross margin is -391.4% (-419.5 pp trend).
Balance sheet: total debt is $43M with negative equity of -$12M — this means total liabilities exceed total assets. This is a warning sign that may indicate accumulated losses, aggressive share buybacks, heavy debt financing, or aggressive dividend payouts. Companies like McDonald's and Starbucks also carry negative equity due to buybacks and dividends, but investors should assess whether the business generates sufficient cash flow to service its debt and sustain payouts. Current ratio is 1.72 (strong liquidity). Debt-to-assets is 70.9%. Total assets: $60M.
Analyst outlook: 0 / 1 analysts rate IMPHO as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value ?/100 (Fail), Growth 15/100 (Fail), Past 0/100 (Fail), Health 50/100 (Partial), Moat 0/100 (Fail), Future 20/100 (Fail), Income 10/100 (Fail).
